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Comin Insurance Brokerage SAL Starco Center, Block C, 9th floor , Minet el Hosn, Beirut, Lebanon

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Comprehensive medical insurance tailored for you
Comprehensive medical insurance tailored for you

Comprehensive medical insurance tailored for you

Better, fast, and affordable medical insurance

Medical Insurance

Find the right medical insurance plan in Lebanon for yourself, your family or your company. Choose in-patient cover only, or add out-patient diagnostic tests at 85% or 100%; pick the full hospital network or a limited one; tell us if you benefit from the NSSF; then choose Class A, B or C. Your premium is shown before you pay.

What's covered

In-patient treatments, tests and surgery

In-patient treatments, tests and surgery

Up to $100,000/medical case.
Overnight stays in hospitals when you need

Overnight stays in hospitals when you need

Full network (all hospitals in Lebanon) or limited network (excluding AUBMC & CMC).
Out-patient diagnostic tests (tests, X-rays, physiotherapy – no overnight stay in hospital)

Out-patient diagnostic tests (tests, X-rays, physiotherapy – no overnight stay in hospital)

Up to $3,000/year, at 85% or 100%.

Is it for you?

Your health is your top priority

Your health is your top priority

You don’t benefit from the NSSF, or you want cover on top of it

You don’t benefit from the NSSF, or you want cover on top of it

You want to cover your family or your employees

You want to cover your family or your employees

Medical Insurance FAQs

Why do I need medical insurance?

Medical insurance helps cover medical expenses, protects you from unexpected healthcare costs, and ensures access to quality care when needed.

Which hospitals can I go to?

You choose your hospital network when you buy: the full network covers all hospitals in Lebanon, and the limited network covers all hospitals in Lebanon except AUBMC and CMC.

What is the difference between in-patient only and in & out-patient cover?

In-patient only covers your hospitalization: hospital stays, treatment, tests and surgery. In & out-patient cover adds diagnostic tests done without a hospital stay, such as lab tests, X-rays and physiotherapy, reimbursed at 85% or 100% depending on the option you choose.

How does the hospital network affect my premium?

The limited network (all hospitals except AUBMC and CMC) costs less than the full network, which includes every hospital in Lebanon. Choose the full network if you want access to AUBMC and CMC.

Does medical insurance cover routine check-ups and diagnostic tests?

Diagnostic tests, X-rays and physiotherapy are covered when you choose in & out-patient cover, at 85% or 100%, up to $3,000 a year. Routine check-ups, doctor’s consultations and pharmacy are not covered.

Is medical insurance mandatory in Lebanon?

Private medical insurance is not required by law for individuals. Employees in the formal sector are registered with the National Social Security Fund (NSSF), which gives basic medical cover. On Comin, choose the NSSF option if you benefit from the NSSF, so your policy completes it, or the no-NSSF option if you don’t.

How much does medical insurance cost in Lebanon?

Your premium depends on your age, whether you benefit from the NSSF, the hospital network, in-patient only or in & out-patient cover, and the class you choose (A, B or C). Comin shows the price of each class before you pay.

What does a medical insurance policy cover?

Every plan covers emergencies, hospitalization, in-patient treatment and surgery, up to $100,000 per medical case. With in & out-patient cover, diagnostic tests and physiotherapy are added. Maternity is covered after a one-year waiting period; pre-existing conditions are not covered.

Can I get private medical insurance for my family or my company?

Yes. When you buy on Comin, choose whether the insurance is for an individual, a family or a company, then add the details of each person you want to cover.

What are Class A, B and C?

The class sets the level of your hospital cover, such as your room in hospital, and your premium: Class A is the highest level and Class C the most affordable. You see the price of each class before you choose.

Private medical insurance with the benefits that matter

From emergencies and hospital stays to surgery, your plan covers up to $100,000 per medical case. Add out-patient diagnostic tests and physiotherapy at 85% or 100% (up to $3,000 a year), choose the hospital network you want, and get maternity cover after one year.

Choose the premium and coverage level that suits you

Your premium depends on your age, the NSSF option, the hospital network (full or limited), the coverage (in-patient only, or in & out-patient at 85% or 100%) and the class (A, B or C). Comin shows the price of each class, so you can pick the protection that fits your budget.

In-Patient, Out-Patient & Conditions

In-Patient Plan
  • Emergency Room

    Covered

  • Hospitalization

    Covered

  • Treatment

    Covered

  • Surgery

    Covered

  • Home Care

    As per general conditions

Out-Patient Plan
  • Diagnostic Tests

    Covered

  • Physiotherapy

    Covered

  • Pharmacy

    Not Covered

  • Doctor's Consultation

    Not Covered

  • Annual Limit

    $ 3,000

Conditions
  • Emergencies

    No waiting period

  • Illnesses, Not Pre-Existing

    Waiting of 30 Days

  • Illnesses, Pre-Existing

    Not Covered

  • Maternity

    Waiting Period of 1 year

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